Smart Investors Have Excellent Partners
We understand that successful Investors need the right people to help them grow and succeed. Because we specialize in commercial real estate funding, we already know the special concerns that you have in finding the right properties, projects, terms, and the people to help you realize your goals. We can help.
If you have questions about profit (ROI), credit, legal matters, necessary capital, or the process, trust us to find you what you need fast and to walk you through your options. Building or growing a commercial real estate business is a huge step, but our team at BIF has over 30 years of experience. Lean on us.
We want you to feel confident and educated every step of the way. We are transparent & efficient about all matters in the lending process and will be with you before and after the deal. We build relationships so that you can build your business.
* 10% Down on Purchase Price
* Budget/SOW covered 100%
* 600 credit score minimum
* No minimum Loan amount
* Rural properties included
* Up to 70% ARV
* Fix 2 Rent Program available
* Property packages can be done to save on loan fees
* 10% down on Purchase
* 600 credit score minimum
* No minimum loan amount
* 2-4 Units before moving to a commercial product
* ROI and LTV discussed case by case
* No Lease required as we will use the market rent to determine DSCR (debt service coverage ratio)
* Property package funding available
* Refinance available to payoff current short-term loans to hold property
* Cash out up to 80% - case by case
* No lease required-we can use market rent if not leased or leased <6 months
*600 Credit score minimum
* BRRRR (Buy, Rehab, Rent, Refi, Repeat)
* Portfolio several properties to save on loan costs
* Separate land loans or 75% of land purchase combined with a construction loan
* Construction Budget covered 100% (some programs limit LTC (loan to cost) 85% of project)
* Experience needed: 1 though we grant exceptions depending on project
* Self/Owner Builds, Hire a Builder, or Builder funding
*Builder Model, Spec, & Sold loans available for builders
*Credit is 680+ and anything less on a review of project basis
* Commercial Construction loans available for commercial and multi-unit properties
* Property Types: Multi-Family, Mixed Use, Office, Retail, Industrial, Warehouse, Self-Storage, Commercial Condo, Mobile Home Parks, Investment Residential (1-8 Units), Short Term Rentals, Automotive, Restaurants (including quick service), Parking Lots or Garages
* Loan Size: $100,000 - $10,000,000
* Maximum LTV: Up to 75%
* Credit Score: 620 Minimum
* Mixed-Use properties require a review of the type of and percentage of use.
* Collateral: Non-Owner Occupied 5+ Unit Apartments (Up to 20 Units)
* Term: 30 Years
* Loan Amount: $250k-$2M
* LTV:
Purchase: Lesser of up to 75% of As Is Value or up to 75% Loan-to-Cost
Refinance: Up to 75% of the As Is Value
Cash-Out: Up to 70% of the As Is Value
* Credit Score: 680 min
Please contact us, ask us to reach out, or start an application today, thank you!
Please click here for application
We will not run your credit until we speak with you and have written consent.
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